Instalments – buy now, pay in parts

Every product at istore.ee can be bought in instalments. The lender is Placet Group OÜ (placet.ee); we add no fees of our own – you pay only what your Placet agreement says.

Terms

  • Amount €10 – 15,000, term 1–72 months, minimum payment €10 per month.
  • 1–6 months – 0 % interest (for amounts up to €5,000). You pay exactly the product price, contract fee €0, APR 0 %.
  • 7–72 months – 14.9 % interest per year (fixed, calculated on the initial amount), contract fee €0.
  • Representative example: credit amount €1,000, term 12 months, interest 14.9 % – monthly payment €96.20, total repayable €1,154.38, annual percentage rate of charge (APR) 29.66 %. Example with 0 %: €600 over 6 months – €100 per month, total €600, APR 0 %.
  • The exact monthly payment for your amount is shown on the product page (the “Instalments from … €/mo” line) and during the Placet application.

To sign an agreement you must be at least 18 and a resident of Estonia. Placet assesses creditworthiness and may decline or offer a smaller amount; the decision usually takes a few minutes.

How to buy in instalments

Add products to your cart and choose “Instalments (Placet)” as the payment method at checkout. We redirect you to Placet, where you verify your identity with an ID card, Smart-ID or Mobile-ID, choose the term and sign the agreement digitally. Right after signing you receive a confirmation and we ship the order – just like with a regular payment.

Returns and withdrawal

The usual 14-day right of withdrawal applies to products bought in instalments. When you return the product we refund the credit amount to Placet and Placet closes the agreement; instalments you have already paid are refunded to you by Placet. Early repayment terms are set out in your Placet agreement.

Questions

For the agreement, payment schedule and early repayment, contact Placet: placet.ee, partner@placet.ee. For your order, delivery and the product, write to us: info@istore.ee, +372 53051788.

Attention! This is an advertisement for a financial service. Read the terms and consult a specialist if necessary.